Advanced Learning Loans

Invest in your future with an Advanced Learning Loan
Government funding is still available for people aged 24+ to study at Level 2 or below. However, since August 2013 anyone aged 24+ who wishes to study at Level 3 or undertake an Advanced/Higher Apprenticeship is able to take advantage of an Advanced Learning Loan.

To be eligible for one of these loans you must:
Be aged 24 or over at the start of your course.
Be undertaking an eligible course at an approved college or training organisation in England. See below for more details on which type of courses are eligible. Your college or training organisation will be able to confirm exactly which courses are eligible and if they’re an approved organisation.
Be living in the UK on the first day of your course
Have been living in the UK for 3 years before starting your course
Be a UK national or have ‘settled status’ (this means there’s no restrictions on how long you can stay). You may also be eligible if you:

  • are an EU national or a family member of one
  • are a refugee
  • have humanitarian protection (as a result of a failed application for asylum)
  • are a migrant worker
  • are the child of a Swiss national
  • are the child of a Turkish worker

How much of a loan can I take out?
There’s a maximum amount of loan available to you based on the type of qualification you’re doing. Your college or training organisation will be able to advise you of this amount.

The fee charged by the college or training organisation may be less than the maximum loan amount available - so in this case you’d only need to take out a loan to cover the fee being charged.

How will I pay back the loan?
Repayments will be automatically deducted from your income through the tax system from the April after you complete or compete or leave the course and your income is more than £21,000 a year.

When will repayments start?
Repayments, via the tax system, will start from April 2016 and there’s no need to repay until then.

You can make voluntary repayments direct at any time and before April 2016 in order to accrue less interest and pay off your loan more quickly.

If you leave your course after April 2016 then repayments will start from the following April and when your income is more than £404 a week, £1,750 a month or £21,000 a year.

How much will the repayment be?
Repayments will be made at 9 per cent of your income over £404 a week, £1,750 a month or £21,000 a year.

What to do to apply
Contact Rachel 01635 35975 or email and we will make it as easy for you as possible. We will give you free advice and guidance on our courses, fees and the necessary forms to apply for your loan. There are also some factsheets on this page to give you extra information. Furthermore you can visit for in-depth advice about Advanced Learning Loans.
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